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The Home Service Club
Submitted 2018-05-07 06:11:16 Among the general population Authentic Todd Gurley II Jersey , there is a certain amount of confusion over the difference between a home warranty and a homeowners insurance policy. Some people assume that these are different names for the same thing.

Actually, home warranties are very distinct from homeowners insurance. They are neither better nor worse than insurance鈥攖hey simply cover different items in or around a home and apply in different circumstances.

Here are the differences between homeowners insurance and home warranty plans:

Homeowners Insurance

Homeowners insurance protects policyholders and their property against harm caused by unexpected occurrences. This could include:

鈥?Property and system damage caused by a fire

鈥?Water damage resulting from a flood or a severe storm

鈥?Systems that were struck by lightning

鈥?Items stolen by a burglar

When an incident like the ones listed above occurs, a policyholder would contact their homeowners insurance provider. After that Authentic Greg Gaines Jersey , an insurance adjuster would come to the policyholder鈥檚 home and start a claim for repairing or replacing the systems or appliances that have been harmed.

After the insurance company approves the claim, it will pay the amount for repairs laid out in the policy. The policyholder will also get charged the deductible for the claim, whatever that amount might be.

Homeowners insurance policies usually cover items and situations like these:

鈥?Clothes Authentic Bobby Evans Jersey , computers and other personal property

鈥?Furniture and appliances damaged by a disaster

鈥?Living expenses if a fire or other disaster renders a residence uninhabitable

鈥?The structure of a house itself

Home Warranty

Home warranty plans, on the other hand, cover critical systems and appliances that break down not from disasters but from standard wear and tear. They can cover things like the following:

鈥?Air Conditioning Systems

鈥?Heating Systems

鈥?Water Heaters

鈥?Refrigerators

鈥?Dishwashers

鈥?Faucets and Plumbing

鈥?Garbage Disposals

Do You Need Either? Both?

As the descriptions above suggest Authentic David Long Jersey , home warranties and homeowners insurance do not compete with each other. Instead, they can complement each other. When a homeowner has both, they can avoid expensive repairs and equipment purchases.

The Home Service Club is proud to help homeowners protect their property through affordable Authentic Darrell Henderson Jersey , reliable home warranties. The company offers Standard and Comprehensive Coverage for major appliances and systems, including refrigerators, AC systems and electrical systems.


David Cordish Authentic Taylor Rapp Jersey , the developer of the upcoming largest casino in Maryland said that they have a plan to install 2000 slot machines on the ground floor to run their casino business on a temporary basis. The projected time for the opening of the temporary casino is late 2011.


Joe Weinberg, director of development for the Baltimore-based Cordish Cos told the state’s Video Lottery Facility Location Commission, “To expedite the project Jamon Brown Jersey , we looked at a lot of different options”. “We’ve been using the word temporary, but this is really a phasing in of the permanent project.”


Though the temporary casino would contain only half of the total proposed slot machines, it would still be the largest gambling house of Maryland. The services that will be provided at the garage parlor will be of high standard.


Cordish Cos. has a plan to construct the building in two phases. The first level is the garage which will hold half of the authorized 4750 slot machines and include a bar and a buffet.


But the more anticipating features like Cheesecake Factory Josh Reynolds Jersey , a Rams Head-brand live music venue and a Bobby Flay restaurant will be available in the final building. The garage will be opened for parking vehicles after the second phase of construction is finished. The estimated time for the construction to be finished is one year after the completion of first phase.


Some people wanted Cordish to build a temporary tent-like facility as they did so in the time of constructing Indiana Live! Casino. But the slot commission said that same plan might not be successful here at Maryland. That’s why they wanted to present the customers with a permanent structure rather than a tent-like short term gambling house.


Rick Abbruzzese, a spokesman for Gov. Martin O’Malley, also sounded upbeat about the Cordish proposal.


The application of the Cordish’s permanent casino is under process and expected to be approved by early next year but they have not submitted the application for their short term garage casino.


Some changes might come in the plan of the Maryland Live! Casino. The initial plan was to build a casino of 200000 square feet area consisting of a six-story garage with 4000 parking spaces.


Commissioner Linda Read asked the number of workers needed during the construction process of the first phase.


The country council approved the zone for casino a year ago and fifty six percent country voters approved the referendum on November 02 Gerald Everett Jersey , 2010. But before approval people who were against the casino did a petition.


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